New Automated payment reminders now live

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Invoice sent in 60 seconds Auto payment reminders Works in your currency
Invoice
#INV-2026-0142 · 12 May 2026
Billed to
Acme Ltd.
accounts@acme.ng
Status
● Sent
DescriptionAmount
Brand consulting (May)$1,200.00
Logo design finals$300.00
Total $1,500.00
Reminder sent
2m ago
Cobbo sent a polite follow up to Verve Studio for INV-0139.
Trusted by 100+ freelancers, agencies & growing businesses worldwide

Cobbo Invoice Maker was built for freelancers, agencies, and small businesses that want professional billing without the complexity of full accounting software. Create a branded invoice in under a minute, share it via link or PDF, and get notified the moment your client views it. No spreadsheets, no chasing just clean, fast billing that helps you get paid on time.

The problem

Late payments are costing you more than just money.

Every unpaid invoice is a conversation you're dreading, a follow up you're putting off, and a cash flow gap quietly strangling your business. Cobbo closes that gap automatically.

See how it works →
Spreadsheets that collapse the moment you scale
Made sense with 3 clients. Now you have 30 and nothing adds up.
Payment follow ups you're too uncomfortable to send
You'd rather let the invoice go overdue than feel like you're nagging. So you say nothing. And still don't get paid.
Re-sending the same invoice. Again. And again.
Half your billing time is forwarding old PDFs and typing out bank details for the fifth time.
With Cobbo: every invoice sent, every reminder automated, every cent tracked without you lifting a finger.
How it works

From "I should bill them" to paid in three steps.

No templates to wrestle. No PDFs lost in WhatsApp. Just a clean, professional invoice that reaches the right person and follows up until they pay.

1

Build it

Add a client, describe the work, set a due date. Cobbo auto-fills your business details, calculates VAT, and assigns a clean sequential invoice number.

Avg. 47 seconds to complete
2

Send it

One click delivers a beautifully formatted invoice by email with a live payment link, your bank details, and a professional note already written for you.

Open & delivery tracking included
3

Get paid

Track the status of every invoice from your dashboard. Know exactly what's been viewed, what's outstanding, and what's settled all in one place.

Real-time payment status on every invoice
Features

The tools your business needs to get paid.
Without the complexity you don't.

Built to handle the details so you don't have to tax calculations, sequential invoice numbering, and bank transfer references included. The kind of polish your clients notice and your accountant appreciates.

Invoices in 60 seconds

Select a saved client, add your line items, hit send. Tax, sequential numbering, and local currency formatting are handled automatically zero manual maths.

Payment status tracking

See at a glance which invoices are outstanding, overdue, or settled. Your dashboard gives you a live view of your receivables so nothing slips through the cracks.

Audit-ready records

Export to PDF or CSV at any time. Clean, structured records that reconcile perfectly with your bank statements and satisfy any accountant.

Smart client profiles

Save any client once their address, email, currency, and payment terms. After that, one click fills the entire invoice. No retyping, ever.

Your brand on every invoice

Upload your logo, choose your colours, and Cobbo applies your identity to every invoice, email, and PDF automatically. Look like a big company, even if it's just you.

Real-time cash flow view

Outstanding, overdue, paid this month the dashboard gives you a clear picture every morning. No more end-of-month surprises or missed follow ups.

The invoice editor

The fastest invoicing experience you'll ever use.

Form on the left. Live preview on the right. Watch your invoice build itself as you type then send with a single click. No formatting, no re exporting, no PDFs lost in WhatsApp chats.

Smart autofill type a client's name and their address, email, and payment terms populate instantly.
Live preview see exactly what your client receives before you hit send. No surprises.
Multi-currency USD, EUR, GBP, CAD, AUD, and more available one click away.
Keyboard-first built for speed. Power users send invoices without ever touching the mouse.
app.cobbo.ng/invoices/new
Invoice
Acme Ltd.
12 May 2026
26 May 2026
Items
Brand consulting · $1,200
Logo design · $300
Invoice
#INV-2026-0142 · Acme Ltd.
Brand consulting$1,200
Logo design$300
Subtotal$1,500
Tax (0%)$0
Total $1,500.00
Cobbo for mobile

Send invoices from anywhere.
Get paid everywhere.

The full power of Cobbo in your pocket. Fire an invoice the second a job wraps. Get a push notification the moment a client pays. Built for the way busy professionals actually work on the move, between clients, always.

Create invoices on the go
Live push notifications
Scan receipts straight in
Face ID / fingerprint lock
Or scan to install works on both iOS and Android.
9:41
Hi, TundeAdebayo Studios
TA
Outstanding
$24,500
▲ 12% vs. last month
All Sent Overdue Paid
AC
Acme Ltd.
INV-0142 · Due 26 May
$1,500
Sent
PL
Palmtree Logistics
INV-0140 · Paid 18 May
$4,120
VS
Verve Studio
INV-0139 · 10 days overdue
$650
Overdue
ZC
Zuri & Co.
INV-0141 · Due 22 May
$885
Pending
LC
Metro Coffee Co.
INV-0138 · Draft
$245
Draft
Invoices
Clients
Tasks
Settings
Real customers

The businesses that switched never went back.

★★★★★

"Before Cobbo I was spending Sunday evenings building invoices in Word. Now it takes me 45 seconds. My collection rate went from 60% to 94% in the first month the automated reminders are doing work I was too uncomfortable to do myself."

AO
Amina Okafor
Founder, Zuri & Co.
★★★★★

"I've tried four other invoicing tools. None of them got the billing flow right I was always manually adding payment references and fixing broken PDFs. Cobbo just handles it. It feels like it was built specifically for how we work."

TA
Tunde Adebayo
Adebayo Studios
★★★★★

"Cash flow used to be my biggest anxiety as a director. Now I check the Cobbo dashboard every morning. I know exactly what's coming in, what's overdue, and who needs a nudge. That kind of visibility changes how you run a business."

CO
Chioma Obi
Director, Palmtree Logistics
Pricing

Simple, transparent pricing.

Choose the plan that fits your business. Upgrade or cancel anytime no long term contracts.

Starter

Perfect for solo business owners just getting started.

₦2,500 / month
  • 30 invoices per month
  • Up to 3 team members
  • Customer management
  • Task management
  • Business ledger
  • PDF export
  • Email invoices
  • Custom branding (logo & signature)
  • Bank details on invoices
  • Email support
Start 14-day trial

Enterprise

For large organisations with unlimited scale.

₦18,000 / month
  • Unlimited invoices
  • Unlimited team members
  • Everything in Professional
  • Advanced analytics & reports
  • API access
  • White-label option
  • Dedicated account manager
  • Custom integrations
  • SLA guarantee
  • Dedicated support
Contact sales
FAQ

Every question. Honest answers.

Do I need a credit card to sign up?
Not at all. Your Starter account is completely free no card, no commitment. You'll only be asked for payment details if you choose to upgrade to Business or Enterprise.
Which currencies does Cobbo support?
Cobbo supports all major currencies USD, EUR, GBP, CAD, AUD, and more. Set a default currency for your business and switch per-invoice in one click. Tax is calculated automatically on each invoice, and your currency symbol appears consistently across the PDF, email, and dashboard.
Can my clients pay directly from the invoice?
Every invoice includes your bank account details and a unique transfer reference so clients can pay immediately without asking for details separately. Online payment integrations via major payment gateways are rolling out in Q3 2026. Join the early-access waitlist from inside your dashboard.
How exactly do the automated reminders work?
Once an invoice passes its due date, Cobbo sends a polite, professionally written follow up on day 3, day 7, and day 14. You can customise the wording, pause reminders per client, or fire one manually at any time. Our data shows 78% of overdue invoices are recovered before the day-14 reminder.
What happens to my data if I cancel or downgrade?
Your invoice history is yours permanently. After cancellation you keep full read-only access and can export everything to PDF or CSV at any time. We never delete your records.
Can I give my accountant or team members access?
Yes. Business and Enterprise plans support multiple users with role-based access. Invite your accountant, team members, or a client with precisely the level of access each person needs from full edit rights down to view-only.
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